Unreal Jobs for
The New Retirement
Means Having a Retirement
It used to be that retirement meant leaving
the workforce completely. In a recent survey, individuals very
close to retirement (age 55 to 61) were asked what their
retirement plans were. Their responses were surprising: 95
percent of individuals close to retirement age expect to work
in a retirement career or job when they are
Note that these individuals don't intend to
work full-time throughout their retirement, A retirement job is
clearly an important part of their retirement plans, however.
during retirement are also a significant part
of life for people who are already retired as well.
Almost a fifth (19 percent) report
being employed either full-time, part-time, or self-employed.
And two fifths (40 percent) of retirees have had at least one
retirement job since retiring.
As the following retirement
quote indicates, retirement without
any type of work is not satisfying to everyone, even to
those who may not get that much fun at
work, but would rather return to the
workplace than stay retired.
"It [retirement] was absolutely
boring. You can't go and say, 'I'm retired now.
That's it!' It won't take long and you're
really gone for good and someone throws
the last shovel of dirt on a coffin with your
name on it. That's the moment you're
really retiring - when you die."
- Ozzy Osbourne
It is not only boredom in
retirement that will compel many retirees to look for a
retirement career or some sort of retirement work. Social
Security is not enough to subside on. (What's more,
Social Security has only one
minor flaw — there ain't no
retirement money in it!) For those who didn't adopt any
tips for retirement and absorbed too
much debt due to poor debt
management, slaving away at a job at
80 0r 85 may be the only option.
Clearly retirement jobs are integral to the
new retirement. Retirement work life is
very different from the typical corporate grind, however. Most
retirees shun responsibility and stress. Instead, they are
looking for flexibility and freedom in their jobs during
retirement. This is why a self-employed retirement may be
attractive to certain retirees.
If you are going to work in retirement, I
suggest that you don't work at a real job. See my
Top-10 Reasons to Never Work at a Real
Eighty-six percent of those working in
retirement work just enough to keep themselves busy, challenged
and engaged, but not so much that it infringes on their leisure
time. In other words they are looking for fun retirement jobs
and the best retirement careers they can find. Of course
retirement businesses are another option.
This is how I intend to work in
retirement and I will be doing what I am doing now,
writing and self-publishing best-selling
books such as
The Joy of Not
How to Retire Happy, Wild, and
Many baby boomers, unfortunately, may find
they have to work in retirement because they did not plan and
save properly. But retirees don’t work just for money. They
also work to create social connections, enhance learning, and
elevate their self-image. Interestingly, half of all those
surveyed say they would have a fun retirement job even if they
were paid very little or nothing at all.
Other surveys show that nowadays many
individuals plan to continue working in some capacity after
they retire. They want to work fewer hours, be their own boss,
or switch to a career they find more personally rewarding, even
if it pays less. Indeed, choice retiree jobs have become
desirable and hard to get in some cases due to the
The reasons that many retirees keep on
working at least part-time in a retirement job are numerous
including this one given by Timothy Ferris.
One week into
retirement, you'll be so damned bored
that you'll want to stick bicycle
spokes into your eyes. You'll
probably opt to look for another
job or start another company. Kinda
defeats the purpose of
waiting [for retirement],
- Timothy Ferris in
Jobs for older workers are expected to
increase in certain occupations in the future as employers
hire seniors, baby boomers and retirees who come with
experience and intellectual capital - but often without a need
for expensive benefits - for temporary jobs and project
If this trend develops, you may be able
to create your unreal retirement job or dream career for
Almost three out of five new middle-class
retirees will outlive their financial assets if they attempt to
maintain their pre-retirement standard of living, according to
a new study conducted by Ernst & Young LLP on behalf of
Americans for Secure Retirement.
If you are a baby boomer quickly approaching retirement, you
may be concerned whether you are saving enough for retirement.
If you feel that you will be financially embarrassed in
retirement, then starting a fun retirement business or creating
your own dream retirement job is the way to go.
It's better to be out of money than out of
new creative ideas on how to make
- Spiritual Rule of
To be successful at a retirement
business, you must spot and capitalize on the many
opportunities that the world has to offer. Paying attention to
the world around you - looking at commonplace things and seeing
the miraculous - will lead you to opportunities that others
Of course, the critics and negative people - which constitute
the majority in Canadian and American society - will not spot
the opportunities around them. Even if they do, they will not
do anything with them.
I received this e-mail from Nicola in Australia (she did not
want me to post her last name or e-mail);
Thanks Ernie for your great book
Career Success Without a
After a pretty disastrous few months of
rotten health at the beginning of this
year, I read your book while recuperating.
I loved the story of the bloke who sold
splinters of the Brooklyn Bridge. It was an
opportunity there for anyone with eyes to
see, but only he was prepared.
After reading and seriously thinking about
your book, my eyes were "sharpened up"
looking around for opportunities. I didn't
strike an instant goldmine, but have found
something that really suits me.
In a room of about 20 mums at playgroup,
only two of us paid attention to a newcomer
telling us about her amazing new kitchen
appliance. And only I grabbed the
opportunity, seeing the huge scope of
possibilities for this appliance in our
state. That was almost three months
My little business is up and running, and
taking off like a rocket. It means I can
continue home educating our 4 children, and
do the business work in evenings and
weekends. I'm not a natural sales woman,
but I have a high quality, unique appliance
that can help people eat healthier and
cheaper. I feel good that I have an
How come the other 19 people in the room
didn't also see this opportunity?
Keep up the good work. I hope many others
will be emboldened to take the steps they
need to make their lives more
So why didn't the other 19 people spot the opportunity that
Nicola saw? Simply, because they have a thinking problem. Fact
is, opportunities for retirement businesses and retirement jobs
are all around you.
Also just because there is presently an
economic downturn happening does not mean that there is no
opportunity to create a new retirement career or capitalize on
a self-employed retirement. What do Microsoft,
Hewlett-Packard, and Disney have in common? They all started
during economic downturns, as did more than half of the 30
companies that comprise the Dow Jones Industrial Average. An
recession is a great time to create your own dream retirement
job or start one of many retirement businesses to help the
Keep in mind that you don't have to go
halfway around the world and spend a ton of money to spot
opportunities for retirement jobs and retirement businesses and
take advantage of them. Opportunities for creating new sources
of income are all around us, including our backyards.
Robert G. Allen and Mark Victor Hansen,
co-authors of The One Minute
Millionaire (Harmony, 2002), claim that they
will be able to spot at least fifteen money-making
opportunities in your living room alone.
Indeed, opportunities for creating your own
jobs and retirement businesses are
all around you. I discuss this at length in
Career Success Without a Real
Don't Rush into a Retirement Business -
Starting One Is a
Lot Harder than It Sounds
According to a recent survey by South Korean
consulting firm ChangupKorea, not unlike North Americans,
many people in South Korea find it difficult to
settle down to an inactive life after retirement. So they
either search for retirement jobs or decide to start up
some sort of retirement business.
About 20 percent of retirees manage to find a so-called
retirement job and about 30 percent start a retirement
The remaining 50 percent take their time and either
eventually start their own retirement business
or end up doing something else.
The Graduate School of Industrial and
Entrepreneurial Management at ChungAng University polled
105 South Korean individuals between the ages of
48 to 60 employed and found that 23 percent wanted to start
their own restaurants, while 11 percent favored educational
services. Ten percent were interested in opening their own
Internet shopping sites, and 9 percent wanted to go into
business as brokers or start patent-related
There is a warning when starting a retirement business,
however, whether in South Korea or in North American.
The problem with starting a retirement business is that in
South Korea only about 35 percent of start-ups that
employ fewer than five workers last five years. The
success rate in North America is no better.
The head of head of South Korea's Small Business
Institute, Lee Kyung-hee, declares, "Each year, an average
of 1 million Koreans start their own small businesses, but
890,000 of them fold within a few years, so the success
rate is only around 10 percent."
Given the low success rate of retirement
businesses, I would suggest that the best retirement
businesses are ones that have a low or no capital
cost, such as an Internet business which is perfect for
retirees wanting a home . At least if it fails, all that
you have lost is your time, and a bit of your
Get Real ! -
It May Be Easier to Create Your Own Dream
Retirement Job Than to Find a Job in Your
Many laid-off baby boomers hope that they will find new
jobs in the same career category with the same salary as
they had in their former line of work. A lot of these
people are fooling themselves, however.
A rapidly changing world means that the skills of some
laid-off workers can become obsolete in a year or
two. What's more, corporations don't value experience
as much as some people think.
Still more, almost half of the layoffs in the U.S. in the
great recession involve jobs that have disappeared
permanently. To deal with the recession, even some of
the Fortune 500 companies are outsourcing work that was
previously done in the U.S.
Catherine Rampell, in The New York Times
points out: “The shift from temporary layoffs to permanent
job loss has been especially pronounced [in this
recession]. In fact, the share of the unemployed who lost
their jobs permanently is at its highest level since at
least 1967, the first year for which the Labor Department
has these numbers available.”
That means that reducing unemployment will depend to a
greater extent than ever on creation of jobs that didn’t
exist before the recession. That points to the need for
career reinvention, acquiring new skills, education and
degrees, for creating interesting retirement jobs and
new careers for retirees. Says Rampell, “Some workers may
need to move to new places in order to start a different
So, get real! It may be easier, in fact, to create your
dream retirement job or create your own second
career after retirement than to find a fun retirement
jobs in the field in which you used to work.
In short, the best way for baby boomers to have a so-called
retirement job will be to try a new line of work or to
create their own dream job through solo-entrepreneurship,
Hunting Over 50 Resources
Approaching retirement and not sure if you
want to quit working? Check out these retirement job
resources that list best post retirement jobs
and fun jobs for retirees loaded with opportunities
perfect for the skills and maturity you can provide!
Jobs During Retirement on the
Real Success Resource Center: Besides the
traditional Top Ten Retirement Jobs and the Top Ten Cool
Retirement Jobs listed, perhaps a job of the future is your
best bet at a second career after your official retirement
from your main career.
Best Retirement Jobs on
The Retirement Cafe: Retirement jobs and
retirement businesses for retirees too broke or too
bored with being retired. Reasons why retirees have a
retirement Job or create a retirement business.
Retirement Jobs on Squidoo:
Looking for interesting and rewarding work opportunities
after retirement but aren't sure what to look for? This
webpage provides some retirement job resources that can
Free Online Employment Networks for Retirement Jobs and
Work Force 50
Retiree Work Force